Upbit Operator Dunamu Explores AI Payments With Visa

Dunamu and Visa are exploring stablecoin payments, remittances and AI commerce, with OUSD among the potential business models under review.

Abstract payment network linking AI commerce and stablecoin settlement infrastructure

Dunamu, the operator of South Korea’s largest cryptocurrency exchange Upbit, has formed a strategic partnership with Visa to explore financial services involving stablecoin payments, global remittances and artificial intelligence. The companies are also considering business models involving Open Standard’s dollar stablecoin OUSD, although they have not finalized a specific service structure, according to Yonhap.

What the Dunamu-Visa Partnership Covers

The collaboration covers potential services that combine AI with stablecoin-based payment and settlement infrastructure, as well as technology for AI-driven commerce. Dunamu and Visa are also exploring stablecoin-based payment and remittance services across major markets.

OUSD is among the models under consideration. The announcement describes the companies as evaluating OUSD business models rather than presenting a finalized service structure tied to the stablecoin.

The partnership brings together Dunamu’s digital-asset technology and Visa’s payments network as the companies examine payment, settlement and remittance services. The stated scope includes potential new user experiences for payments and settlement.

Diagram illustrating Visa Direct payment flows for cards, accounts, digital wallets, and stablecoin wallets.
The Visa Direct network facilitates real-time payments across various recipient endpoints.

Stablecoin and AI Payment Plans

The AI component of the collaboration centers on payment services that combine artificial intelligence with stablecoin settlement infrastructure. The companies are considering technology for AI-driven commerce, including agentic commerce, in which AI agents search for products or services and complete purchases on a user’s behalf.

Dunamu and Visa have confirmed exploration in these areas, while the service structure remains unfinished. The partnership therefore outlines areas of work around stablecoins, remittances, payment infrastructure and AI-driven commerce without identifying a finalized offering.

OUSD Under Consideration

Supplementary reporting describes OUSD as an open-standard stablecoin backed by a consortium that includes Visa, Mastercard, BlackRock, Circle and more than 140 other institutions. In the Dunamu-Visa collaboration, OUSD is being examined as part of potential business models rather than named as the basis for a finalized service.

An educational graphic defining stablecoin with an illustration of digital coins falling into a blue bag.

The companies’ plans also extend beyond a single stablecoin use case. Their stated areas of exploration include stablecoin payments, global remittances, payment and settlement infrastructure, and AI-powered services.

Roadmap and Next Steps

According to supplementary reporting, Dunamu and Visa said the partnership would roll out in stages, initially focusing on stability, transparency, interoperability and regulatory compliance. The report also said the companies unveiled their roadmap in San Francisco.

For now, the confirmed position is that Dunamu and Visa have formed a partnership and are exploring services involving stablecoins and artificial intelligence. OUSD is under consideration, but the companies have not finalized a specific service structure.

About Author

About Author

James Gavin

James Gavin is a senior market analyst and veteran financial journalist with over a decade of experience covering the evolution of global capital markets. Since transitioning his focus to blockchain technology in 2015, James has become a leading voice in documenting the institutionalization of digital assets.
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