Ripple and DXC Technology Partner to Integrate XRP Payments

Ripple has partnered with DXC Technology to expand XRP payments across international banking networks by integrating Ripple’s payment system with DXC’s Hogan core banking platform.

Hogan manages over $5 trillion in deposits and more than 300 million bank accounts worldwide, giving Ripple’s system access to a large segment of the global banking ecosystem. The collaboration enables banks to use blockchain payments with digital assets like XRP without replacing existing infrastructure.

DXC highlighted that the initiative integrates Ripple’s digital asset custody and payment technology into large-scale banking operations, offering clients a streamlined approach to deliver digital custody and payment capabilities.

This integration is expected to embed XRP deeper into banking operations, leveraging the XRP Ledger for transaction processing. The partnership aligns with Ripple’s broader strategy, following its $150 million investment in LMAX Group to promote institutional adoption of its RLUSD stablecoin, which will serve as a key collateral asset within LMAX’s FX trading platform.

Ripple Partnerships to Scale XRP Payments in Banking

Ripple has also collaborated with UC Berkeley to encourage institutional use of XRPL through the Digital Asset Xcelerator (UDAX) initiative. Joanie Xie, Ripple’s North American VP and Managing Director, emphasized that the alliance brings blockchain payments into practical banking applications, enabling scalable XRP payment implementations.

Regulatory support, such as UK approval for Ripple, further strengthens the initiative. DXC’s Sandeep Bhanote noted that banks gain access to digital assets without altering core systems. Analysts see the move as a significant step toward tokenization in real-world use cases, including tokenized tickets, instant refunds, and automated rewards.

XRP could increasingly serve as a neutral liquidity tool within bank treasury operations, supported by clearer regulations and deeper integration into banking infrastructure, potentially driving broader institutional adoption.