Pump.fun Price Declines After Sell-off, Ripple Hits $3 After Fed’s ISO 20022 Adoption

Pump.fun’s PUMP token has seen a massive decline following its ICO sell-off on Monday. According to CoinMarketCap data, the memecoin value has gone down from its all-time high of $0.01214 to an all-time low of $0.005101 on Monday.

Meanwhile, Ripple’s XRP has smashed the $3.00 mark after about 6 months. If bulls maintain control, the altcoin’s value could surge to a new peak in the coming weeks.

PUMP Token Faces Sharp Drop After ICO

The PUMP token from Pump.fun experienced a dramatic 23% drop within 24 hours after its ICO event. This price correction can be attributed to a combination of factors, including profit-taking after unlocking 125 billion PUMP tokens initially sold at $0.004 per token during the ICO, raising $500 million. 

The tokens were unlocked for trading on July 14, leading to an immediate sell-off by early investors eager to cash in on their gains. Despite the pullback, PUMP is still part of the top 50 cryptos by market cap. The memecoin has scored a listing on several exchanges like Coinbase, OKX, Bitget, Kraken, Crypto.com, Bybit, Gate.io and many more.

TheTrench expects a price rally to start very soon. According to the analyst, PUMP is about to break out of a descending trendline. If successful, the value of Pump.fun’s PUMP could surge to $0.00931.

Ripple (XRP) Soars Past $3 Amid ISO 20022 Adoption

The Ripple token experienced a spectacular rally, surpassing the $3.00 level for the first time since January 2025. XRP surpassed the resistance at $2.70 that had been limiting its upward trend since December 2024.

The altcoin saw a 10% intraday spike following the announcement that the U.S. Federal Reserve’s Fedwire system officially adopted ISO 20022, a global financial messaging standard.

Ripple is one of the few altcoins already compliant with this new framework, which is set to be mandatory for all participating financial institutions by the end of 2025. ISO 20022 adoption is expected to streamline cross-border payments and could increase XRP’s adoption.

Ripple Price Prediction 

XRP has gained 27.4% in the past week. Technical factors have also supported Ripple’s price surge. The token’s RSI at 81 signals that the asset is overbought.

So, a short correction could occur in the coming weeks. XRP are now targeting the next major resistance at $3.25. XRP’s next major challenge will be maintaining this bullish momentum while managing short-term overbought conditions. 

In addition, The CLARITY Act is advancing in the U.S. legislation. It will seek to classify cryptocurrencies as securities or commodities. This regulation could bring an end to the Ripple-SEC legal battle and boost XRP’s price.

Meanwhile, the altcoin is forming a bullish pennant, per CryptoWZRD. The analyst forecasts that the value of XRP could pump to a new peak of $6.40 in the coming months if the breakout is successful. 

Meanwhile, a crypto content creator, Jake Gagain, has promised to delete his account if XRP does not soar to $7 this cycle.

What Does The Future Hold?

PUMP token’s sharp decline following its massive post-ICO unlock reflects the risks of early profit-taking and token release volatility. However, bullish analysts still see a recovery potential if key trendlines are broken. 

Meanwhile, Ripple’s rise above $3 shows that investors are still bullish about the cross-border payment token. Provided that the bullish impulse is maintained, XRP may hit $6-7, especially with the positive U.S. legislation ahead.